Credit Cards - How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line
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List Price: $19.99
CardsDebt.info Price: $13.59
Your Save: $ 6.40 ( 32% )
Availability: Usually ships in 24 hours
Manufacturer: FT Press
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Average Customer Rating: 
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Binding: Paperback
Dewey Decimal Number: 332.765
EAN: 9780132353779
ISBN: 0132353776
Label: FT Press
Manufacturer: FT Press
Number Of Items: 1
Number Of Pages: 352
Publication Date: 2008-06-16
Publisher: FT Press
Studio: FT Press
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Editorial Reviews:
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"This book is a must-read for credit card holders of all ages. Curtis Arnold offers insights into how consumers can not only profit financially from credit cards, but importantly, how to avoid falling into debt." --Thomas R. Evans, President and CEO of BankRate.com, Inc. "Finally, someone has written a guide for savvy consumers who want to make the most of the plastic in their wallets. Curtis Arnold explains exactly how to maximize your rewards so you're quite literally getting free money and also outlines winning strategies for negotiating the lowest interest rate and using balance transfers to your advantage. Anyone who wants to build credit, improve their credit, or profit from their credit cards should read this book." --Liz Pulliam Weston, MSN Money Personal Finance Columnist and Bestselling Author of Your Credit Score and Easy Money "Curtis Arnold is America's premier credit card expert. Whether you're trying to get your first card, compare credit offers, or figure out how to beat the credit card companies at their own game, Arnold's wisdom and insider tips will prove invaluable." --Lynnette Khalfani-Cox, The "Money Coach" and Author of The New York Times Bestseller Zero Debt: The Ultimate Guide to Financial Freedom "If you have had enough of credit card tricks and traps, this book will show you how to turn the tables. Curtis Arnold knows the credit card business inside and out and offers proven ways to put plastic to work for you, rather than against you." --Gerri Detweiler, Consumer Advocate and Author of four books on personal finance including the forthcoming book Stop Debt Collectors "For most Americans, credit cards are seen as a necessary evil. Curtis Arnold transforms that perception. Using his advice, people can get rebates, perks, better interest rates, and all kinds of benefits from their cards that they never knew were possible. This book helps you become the master of your credit cards instead of a victim." --Jordan E. Goodman, "America's Money Answers Man" and Bestselling Author of Everyone's Money Book on Credit "Curtis Arnold provides you with tips for protecting yourself from costly credit card traps, how to use credit to your advantage, and much more. This is a must-read book!" --Marcia Brixey, Author of The Money Therapist and Founder and President of Money Wise Women Educational Services Banks spend billions to entice credit card customers with rebates, freebies, low introductory rate offers, and airline miles. This book shows you how to take maximum advantage of these special deals--without paying for them through brutally high interest rates, fees, and penalties! Top independent credit card expert Curtis Arnold reveals how to creatively finance major purchases such as cars, weddings, and condos with little or no interest charges!earn huge credit card "perks" every year!and dramatically reduce your cost of credit. He offers specific advice targeted to: young consumers, retirees facing credit discrimination, Americans recovering from debt problems, and even to consumers with spotless credit. Why should huge banks and credit card companies make all the money? Get this book, and you too can start earning and saving hundreds, and possibly thousands of dollars, like Curtis has! *Unlock the keys to huge credit card savings Find the best rates and balance transfer offers--and make the most of them *Fly anywhere, finance anything Use credit cards to get free airline tickets and cash rebates or low-cost "creative financing" *Don't get ripped off--by your bank or anyone else Avoid hidden fees, costly small print, and flat-out fraud *Slash your debt, and cut your cost of credit Stop throwing away money you could be saving or investing Acknowledgments xvii About the Author xxi Chapter 1: It's Not Just Plastic--It's Money! 1 Chapter 2: Show Me the Money! Credit Card Rebates 23 Chapter 3: Unlock the Key to Huge Savings: Master Credit Card Rates and Transfer Offers 51 Chapter 4: Avoid Problems That Hinder Maximum Profits 75 Chapter 5: How to Slash Your Debt and Keep Your Hard-Earned Money for Yourself 89 Chapter 6: Watch Out: Traps and Scams Can Cost You Big Bucks! 119 Chapter 7: Start Out on the Right Foot--Credit Cards for Students and Saving for College 155 Chapter 8: Use Targeted Cards to Your Financial Advantage 179 Chapter 9: Your Credit Report and Score: The Better You Look, the More You Profit 209 Chapter 10: Maximize the Benefits of Your Cards by Taking Advantage of Additional Free Perks 237 Chapter 11: Master Advanced Card Techniques to Save and Make Money 259 Chapter 12: Capitalize on Future Card Trends 283 Glossary 301 Index 315
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Spotlight customer reviews:
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Customer Rating:
Summary: well written book!
Comment: A very well written book which goes a long way toward enlightening credit card users. Arnold discusses both pitfalls and opportunities - conveyed in a easy-to-understand style and language. If you care about your financial literacy, you need to read this book.
Customer Rating: 
Summary: Everything it Promises to Be... BUT,,,,,
Comment: When a book delivers exactly what it promises to deliver, it deserves 5-STARS. This book does. (Contrast this review and rating to the one I just finished writing about one of Trudeau's baloney books about credit card debt).
If I had read this book 4 years ago when I was buried in credit card debt after being laid off, and juggling the debt with zero interest balance transfers for months while I lived on credit and looked for work, I might have pulled myself out of the debt hell I sank into.
BUT -- that being said, I also believe that encouraging people to believe they can actually PROFIT from the BAIT that the credit card companies use to entice us into debt and KEEP us there paying interest and earning the credit card companies 3% from the merchant on every credit purchase made is a tad unrealistic, IMHO. That's like teaching people they can beat the odds in Las Vegas... sorry. The reality is much more sinister.
I applaud this author for providing accurate, nuts and bolts information to help anyone steeped in credit card debt use intelligent tactics to pull out of the leg-hold credit trap without chewing off their own leg in the process... BUT I would add that it is better to get out and stay out of the credit traps, PERIOD.
In that vein, I also highly recommend:
DEFAULT !!! Escaping the Debt Trap and Avoiding Bankruptcy
In fact, reading both of these books will give you a balanced outlook at BOTH SIDES of the credit card 'coin' (pun intended ... I just couldn't help myself, lol).
Customer Rating:
Summary: A must read from an avid consumer advocate
Comment: I just finished reading Curtis Arnold's latest book, "How You Can Profit From Credit Cards".
I have been a writer, teacher and consumer advocate in the field of credit and debt management for over 10 years. I can say without hesitation that this book was the most comprensive and easily digestible I have found. From credit cards wisdom to debt reduction, it is all between the covers. This is definitely one book which will be in my easy reach for all future credit card debt issues.
Customer Rating:
Summary: Excellent timely advice
Comment: I've been writing about credit issues for more than twenty years now, and through my work have had the opportunity to get to know the author Curtis Arnold. I am thrilled he finally pulled his knowledge together in this book, and can't recommend it highly enough.
We've all come to realize now with the credit crunch what a double-edged sword credit cards can be, and Curtis has done a thorough job explaining how to make sure you don't get hurt! The book is easy enough to read, but detailed enough to warn against traps you may not have heard of. (Trailing interest anyone?) You'll also find advanced strategies like credit card arbitrage, and predictions for the future of plastic.
This is an excellent, well-researched and well-written guide to credit cards. I would recommend it to anyone who uses plastic - whether you pay in full each month and want to maximize rewards, or you want to dig out from under as Curtis did himself.
Customer Rating:
Summary: A Review From Curtis Arnold's PR Assistant
Comment: Curtis has written a very relevant, timely message to an audience that needed this many moons ago. I have struggled with my finances in my college days like most students, and have found myself asking, "Where would I be today if I had this book in college?" Curtis has written this book as a tool for any and every consumer, but specifically the student credit chapters need to be plugged in to every university in America. It's information would prevent the next generation from experiencing what we are going through today. I recommend this book to anyone who wants to see the next generation succeed financially!
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